The asset finance process.
It’s simple. We’ll find you the right asset finance solution that works in your best interest.
Get in touchInvest in new equipment or upgrade your business assets to grow your business.
Asset finance can also be confusing. Whether it’s selecting the right lending option – commercial hire purchase, chattel mortgages, novated leases and finance leases – or choosing the right lender, there’s a lot to consider.
Q Mortgage’s Assets service helps our clients get the best finance loans for assets – whatever you need, whatever you need it for.
Drawing on our years of industry experience and strong business relationships, we can help you understand the differences between each loan type and structure, and recommend the best lender for your circumstances, whether it’s for commercial or personal needs.
We understand that up-front capital outlay to get a business going can be expensive – especially when it comes to big-ticket items including assets. Or, perhaps you just need a personal loan. If you need a loan for one piece of equipment or several, we can access a range of finance products from our network of lenders, so you can get what you need – and get on with business.
Vehicle, equipment and asset types
We work with a range of businesses and have access to a broad network of lenders, so can arrange finance for vehicle, equipment and assets, including:
Whatever you need, we can arrange the right finance, while saving you time, money and the hassle of running around to different lenders. With one point of contact throughout the whole process, we provide a streamlined, stress-free experience, so you can focus on your business.
Got any questions?
If you’re thinking about asset, vehicle or equipment loans, asset finance or vehicle financing, or you’d like more information, call Natalie to arrange a consultation.
It’s simple. We’ll find you the right asset finance solution that works in your best interest.
Get in touchGet in touch to discuss your current financial situation and goals, in person or online.
We’ll research our panel of banks and lenders to create a shortlist of asset finance solutions that suit you.
Once you’ve chosen a lender, we'll get you pre-approved.
Time for you to decide on the equipment you need to run or expand your business.
We’ll complete all of the paper to work to secure finance from your lender.
The agreement is finalised, the asset purchased and you can begin to enjoy using it, without a large lump sum outlay.
You choose to pay a larger sum of the loan value at the end of the loan term. The sum you pay is usually based on a fixed percentage of the total loan value.
Reduce your repayments when you first start paying off the loan.
Consider how this will affect the amount of interest you pay over the life of the loan and the total amount that is left to pay at the end of your monthly repayment term. The remaining sum will need to be paid in full in one lump sum.
We can help you understand whether this approach suits your needs and run through the considerations and benefits in more detail. Get in touch.
Compare how your monthly loan repayments will vary based on your balloon payment percentage.
We're here to help.